Are you in need of emergency cash funds? Do you have a steady job? Do you want a hassle-free and positive experience? If you answered yes to any of these questions, PayDay One can be the answer to your financial worries. PayDay One has been providing Internet payday loans for over 6 years. They are one of the leading Internet lenders for short-term loans. This unique company takes customer satisfaction very seriously. Their main goal is to provide exceptional service to all customers. The one thing that sets this company apart from any other Internet lender is that they have a price and rate guarantee. This guarantee states that if the customer should find a better rate with any other lender, PayDay One will match it. PayDay One offers services to residents of 32 states. The company continues to grow and will soon service every state in the U.S. The company is licensed in each of the 32 states.
Customers have reported that their experience with PayDay One was among the best in the industry. The loan process is fast and simple. Applications can be submitted online or over the phone. Within minutes, customers will know exactly how much money they can receive and what the terms of the loan are. The prices that are quoted either online or on the phone are guaranteed. Other lenders require additional application materials to be faxed after approval. PayDay One is the only lender that has a fax-free loan process. Since the company is licensed in various states, they have to oblige by the laws of those states. In certain states, a copy of a pay stub is required to process the loan. Otherwise, no further documentation or application information is needed.
The application process is simple. The only requirements are that the customer be over the age of 18, have an active checking or savings account, and have a steady job and income. Once the loan application is completed and the loan has been approved, funds will be electronically deposited into the checking or savings account. These funds are usually in the account the next business day. There is no waiting period as there typically is with traditional loans. Employees at PayDay One understand that emergencies arise and cash funds are needed. They try to provide these funds with the least amount of added stress to your current situation. The representatives are there to assist in any way possible.
Payday loans have become increasingly popular over the past few years. It is not uncommon for an individual to find themselves in need of emergency cash funds. This could be due to vehicle repairs, medical bills, illness, or any other situation that may arise. Customers will never have to explain what the loan is for. A payday loan will quickly provide the funds needed. In some cases, people take a payday loan to make bill payments and avoid late fees. This is a common practice, but it should be noted that these short-term loans are not intended to solve any financial problems. When there is an urgent need for cash, a payday loan is the perfect solution.
There are fees associated with payday loans from PayDay One. These fees are regulated by state and are based on the amount of the loan. All fees are listed on the PayDay website at www.paydayone.com. The loans are to be repaid in full upon the receipt of your next paycheck. The due date is typically 14 days from the date of the loan. If you find that the loan cannot be repaid on the due date, be sure to call and speak with a representative to discuss an extension on the loan. Not all states will allow an extension on a payday loan. Make sure to get this information before applying for a loan. Keep in mind that all loan payments are deducted from your checking or savings account. Make sure to have the correct amount available in an account on the due date.
PayDay One understands that difficult situations do arise. That is why they strive to provide the best and most supportive service available. If you decide that you do not need the loan, you may cancel it within one business day of approval. Many lenders do not offer this option when providing a short-term loan. PayDay One is one of the few internets lending companies that seriously takes the customer's situation into consideration.
PayDay One has a strict Privacy Policy that is regulated by each of the licensing states. All personal information is kept in confidence and never sold or traded to a third party. Security and privacy are important to all customers. This is why PayDay One has taken steps to assure customers that all personal information is protected. If you have any questions about a payday loan, the website provides a FAQ section that addresses many common concerns. Customer service representatives can be reached at 888-PAYDAY1. There is someone available to speak with you during normal business hours, which are listed at www.paydayone.com.