A majority of American families live from one paycheck to the next with very little disposable income for those last minute expenses. Residents of Louisiana are no different, and many turn to payday lenders when they need that extra cash to get them through until their next paycheck comes.
A Louisiana cash loan is simple to obtain, especially if you have access to an Internet connection. Cashloan.net can help you get the money you need today and help you avoid expensive late fees or over the limit fees on your bills and credit cards. In most cases, you can get a loan for up to two weeks, and instead of having to get more money than you need to get by, we will lend you an amount usually less than $500.
What You Need To Secure A Louisiana Cash Loan
Unlike the bank, cashloan.net won't run a credit check in order to give you a loan. All you need is a recent check stub from your job and a checking account. As long as you make more than the minimum required amount, we can get you set up for a Louisiana cash loan. When your employer pays you, we will deposit your postdated check, and you will be able to get another cash loan if you need one.
To protect your rights, Louisiana has the following regulations in place for the payday lending industry:
Fees for borrowers cannot exceed more than $45 per loan or 16.75%. The lender is entitled to charge whichever amount is higher.
The maximum term on a Louisiana cash loan is 30 days from the date the loan originated.
Consumers cannot take out a secondary loan to pay off their primary loan.
The maximum allowed for a returned check fee is $25 or up to 5% of the face value of the check.
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