Located in Millington, Tennessee, Golden Title Loans is a payday loan company that offers access to quick cash to customers. Golden Title Loans lends money to customers if they secure the loan with their car title. This means that the vehicle's pink slip must be turned over to Golden Title Loans as a condition of approval for the loan. Customers, who are in need of getting fast money, can call upon Golden Title Loans to be there for them.
Golden Title Loans offer a large sum of money to cover almost every customer need. As stated above, to get one of the Golden Title Loans, the customer will have to put up his car title as collateral. This makes the loan secured because Golden Title Loans will be holding your car title as collateral, and you cannot get it back until you pay the loan back. You will also be asked to leave one set of your keys with the company when they loan you the money you have requested.
The maximum amount of Golden Title Loans is limited to ½ of the value of the vehicle. When your loan is approved, you will be able to use the money for anything you want. You can spend it on a vacation, use it to do some home remodeling, or even pay other bills.
Before you take possession of a payday car title loan, make sure you will be able to pay it back by the due date. The penalty for non-payment could be the loss of your car. However, if you find that you are unable to pay on the due date, you could refinance, but that is a rare option for a customer to choose since the interest rate for a refinance is extremely high.
One requirement for obtaining a car title loan at Golden Title Loans is that your car must be paid off to be eligible to offer it as collateral. The title must also be free and clear. Your credit rating is not a consideration for a car title loan. People who have outstanding warrants or have defaulted in bill payments are eligible for car title loans too. Golden Title Loans are given instant approval, and the loan amount is electronically transferred into the borrower's bank account in a matter of hours.
At Golden Title Loans, the whole loan process is easily done and risk free. Their car title loans are available to anyone who has an unexpected financial need for things like medical bills, big item repair bills, emergency dental work, etc. Whatever you need the money for is ok at Golden Title Loans.
Some people claim that payday car title loans come with a huge risk, but they can really help in times when urgent needs come up. Many people don't know that car title loans are available for unexpected monetary needs and that these loans are comparable to payday loans. The repayment period for a Golden Title loan is usually 14 days with the option to extend the loan up to a month. The interest rate for a loan extension is high though. It is important to consider all your options before getting a car title loan. The people at Golden Title Loans will be helpful in explaining all the benefits and pitfalls that go along with getting a car title loan. With their help, you will be able to make a wise and informed decision on whether applying for one of their loans is what you really want to do. You can visit their website for more information at http://samedaypayday.com/directorycontent.php?id=Golden_Title_Loans, or contact them at their Millington, Tennessee office.
Mailing address is:
Golden Title Loans And Cash Advance
252 Poplar Ave Memphis, TN 38103 Phone: (901) 745-2274